Welcome to Sallie Mae, families


Sallie Mae Smart Option Student Loan®

After you've pursued free money and federal loans, private student loans may be available to cover the rest of your education costs.

Features

  • The Sallie Mae Smart Option Student Loan has interest rates that reward good credit.
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower interest rate
  • The borrower may apply for cosigner release after successful completion of their education1
  • A 0.25 percentage point interest rate reduction is available when payments are made on your Sallie Mae Smart Option Student Loan by automatic debit2

Why more students and families choose Sallie Mae®

  • Pay a little now, save a lot later by making interest-only payments while in school. Students complete their education with less debt and avoid capitalized interest
  • Unwavering commitment and stability for more than 35 years—we have helped over 31 million students realize their dream of a higher education.
  • Easy online application and 24/7 online account management
  • Available for U.S. citizens in study abroad programs and U.S. citizens studying at medical schools outside the U.S.
  • You may be able to deduct the interest you pay on a qualified student loan. Consult your financial advisor for more information or visit http://www.irs.gov/pub/irs-pdf/p970.pdf.
  • Join Upromise® by Sallie Mae at Upromise.com, and you can use the rewards you earn on your everyday purchases to help automatically pay down your eligible Sallie Mae-serviced loans with Upromise Loan Link®3
  • Sallie Mae's Education Investment Planner® is a free, online tool that makes it easy to quickly estimate the total cost of college and find ways to save and pay for it.
Click the link below to learn how to earn the borrower benefit and other important information.1,2,3

Learn how to earn these benefits

Your selection of Clemson University does not imply any endorsement on the school's behalf. Sallie Mae is not affiliated with this institution. In addition, Sallie Mae's private loan programs are offered or made by Sallie Mae Bank or a Sallie Mae lender partner, not Clemson University. Apply for a - Sallie Mae Smart Option Student Loan